Life Insurance, Long Term Disability and Other Information

Life Insurance/AD&D - Madison National Life

  • Coverage is for employees only – enrollment is not mandatory or automatic.

  • Coverage, premium share, and initial eligibility is determined by your employment contract. Please refer to your contract for further information.

  • Premium is calculated by $0.105 per $1000.00 of coverage.

Long Term Disability - Madison National Life

  • Coverage is for employees only – enrollment is not mandatory or automatic.

  • Premium share and initial eligibility is determined by your employment contract. Please refer to your contract for further information.

  • Effective 6/1/18 the premium is calculated by $0.245 per $100.00 of the employee’s annual salary.

  • Benefit will be 66 2/3% of employee’s salary after a 90 day calendar waiting period.

Benefits Office

Edison Administration Building 
615 7th Street SW,
Rochester, MN 55902
507.328.4280 | Email Insurance

Supplemental Long Term Disability (in addition to Long Term Disability)

  • Supplemental premium is calculated by $0.21 per $100.00 of the employee’s annual salary.

  • Benefit will be 85% of the employee’s salary after a 90 day calendar waiting period.

AFLAC Insurance

  • Contact John Tuseth at 507.289.0400 to enroll in the program or make changes. 

  • You can elect to make changes to a pre-tax policy during Open Enrollment.

  • After-tax policies or changes are allowed at anytime. 

  • Any changes to the pre-tax policy after open enrollment must be necessitated by and consistent with the Qualifying Life Event (QLE).